About Ernex Loyalty & Gift Card Programs Ernex solutions include real-time loyalty programs, stored-value gift cards, multi-merchant loyalty programs, reward fulfillment services and loyalty database hosting solutions. Ernex enhances loyalty program, gift card and coalition loyalty offerings with real-time marketing tools that let our clients dynamically interact with their consumers and build profitable, long-term customer relationships. These marketing programs help to increase retention, frequency, incremental spending and acquisition rates for our clients. We deliver our real-time marketing solutions to companies in the financial, retail, restaurant and hospitality industries.